Capitol City Fintech Secures $20 Million to Expand AI-Driven Lending Platform
AUSTIN, TX — June 12, 2025 —
Capitol City Fintech, an Austin-based financial technology company specializing in AI-powered lending solutions, announced today it has raised $20 million in Series B funding. The round was led by Horizon Venture Partners, with participation from existing investors Lone Star Capital and Blue Ridge Growth Equity.
The company plans to deploy the new capital toward expanding its proprietary credit underwriting platform, scaling its engineering team, and entering three new regional markets across the Southeast United States by the end of 2025. Capitol City Fintech currently serves more than 40,000 small business borrowers across Texas, Oklahoma, and Louisiana.
"This funding validates the demand for faster, fairer access to credit for underserved small businesses," said CEO Marcus Delgado. "We built our platform to remove the friction and bias embedded in traditional lending, and this investment allows us to bring that mission to hundreds of thousands more entrepreneurs."
Capitol City Fintech reports a 180% year-over-year increase in loan origination volume, with its platform processing applications in an average of 11 minutes compared to the industry standard of several days. The company has maintained a default rate 22% below the sector benchmark, which it attributes to its machine learning-driven risk models.
The Series B brings Capitol City Fintech's total funding to $31 million since its founding in 2020.
**About Capitol City Fintech:** Capitol City Fintech is an Austin, Texas-based fintech company providing AI-powered lending solutions to small and mid-sized businesses. Founded in 2020, the company is committed to expanding access to capital through technology-driven credit underwriting. For more information, visit capitolcityfintech.com.
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